Senior Credit Analyst

KeralaCarts · recruiting for a confidential client

Posted · Apply by

Listing updated

Pay
₹60,000–90,000 a month
Location
Srinagar, Jammu and Kashmir
Work mode
On-site
Job type
Full time
Experience
5–10 yrs
Category
Finance

In hand: about ₹54,000–81,200 a month after PF and income tax (estimate). How it's worked out

Seeking a Senior Credit Analyst with extensive experience in banking. This role requires expertise in credit assessment and risk management.

Apply now

About the role

As a Senior Credit Analyst, you will play a crucial role in leading the credit assessment process for loan applications. Your responsibility includes evaluating borrowers' creditworthiness and identifying potential risk factors, which will directly influence lending decisions and overall portfolio performance.

This position is perfect for experienced professionals eager to make a significant impact in the banking sector. You will work closely with various internal teams to ensure compliance with regulatory standards and enhance credit evaluation processes.

Your strong analytical skills and in-depth market knowledge will contribute to maintaining a robust and healthy loan portfolio. This role offers a challenging yet rewarding environment for individuals who excel in high-stakes situations.

What you'll do

  • Lead credit assessment for loan applications
  • Analyze financial data and credit reports
  • Provide recommendations based on risk evaluation
  • Ensure compliance with banking regulations
  • Mentor junior analysts in credit analysis processes

What you'll need

  • Bachelor's degree in Finance, Economics, or related field
  • 5-10 years of experience in credit analysis
  • Strong understanding of financial statements and credit risk

Skills

In-depth analytical skills Strong decision-making capabilities Excellent communication and negotiation skills

Good to have

Experience with credit assessment software Familiarity with banking regulations

Benefits

  • Attractive salary package
  • Comprehensive health benefits
  • Opportunities for career advancement

Interested in this role?

It takes about two minutes. Free to apply — KeralaCarts never asks candidates for money.

Apply now

Senior Credit Analyst jobs in other cities

Questions about this job

What are the main duties of a Senior Credit Analyst?
You will evaluate loan applications, assess borrower creditworthiness, and collaborate with teams to ensure compliance.
What qualifications are necessary for this position?
A degree in finance or related field and significant experience in credit analysis are required.
What is the work mode for this role?
This position is onsite in Srinagar.
Is there a team involved in this role?
Yes, you will work closely with other analysts and banking professionals.
How do I apply for this position?
Click "Apply Now" on this page to apply through KeralaCarts. KeralaCarts is recruiting for this role on behalf of a client employer.

Listing last updated

Senior Credit Analyst

₹60,000–90,000 a month

Apply