Credit Analyst

KeralaCarts · recruiting for a confidential client

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Listing updated

Pay
₹50,000–80,000 a month
Location
Bhopal, Madhya Pradesh
Work mode
Hybrid
Job type
Full time
Experience
3–7 yrs
Category
Finance

In hand: about ₹45,000–72,100 a month after PF and income tax (estimate). How it's worked out

Our client is looking for an experienced Credit Analyst to evaluate creditworthiness and manage risk assessments for potential borrowers.

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About the role

As a Credit Analyst, you will play a crucial role in evaluating the creditworthiness of individuals and businesses by analyzing financial data and credit reports. Your assessments will directly contribute to informed lending decisions, helping to manage risk effectively.

This position requires a strong analytical background and attention to detail, as you will collaborate with various departments in a hybrid work environment to ensure that risk management protocols are adhered to. You will be part of a dedicated team focused on excellence in credit risk management, providing you with opportunities for professional growth and development.

What you'll do

  • Evaluate credit data and financial statements to determine risk.
  • Prepare reports on credit analysis and lending recommendations.
  • Collaborate with loan officers to review and assess loan applications.

What you'll need

  • Bachelor's degree in Finance, Economics, or a related field.
  • 3-7 years of experience in credit analysis or risk management.
  • Strong understanding of credit policies and procedures.

Skills

Strong quantitative and analytical skills. Proficiency in Microsoft Excel and financial modeling. Effective communication and presentation skills.

Good to have

Experience with credit risk assessment tools. Knowledge of relevant financial regulations.

Benefits

  • Attractive salary with performance incentives.
  • Comprehensive health benefits.
  • Opportunities for career advancement.

Interested in this role?

It takes about two minutes. Free to apply — KeralaCarts never asks candidates for money.

Apply now

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Questions about this job

What does a typical day look like for a Credit Analyst?
You will analyze financial statements, prepare reports, and present findings to management.
Do I need prior experience in banking?
Yes, 3-7 years of experience in credit analysis or a related field is required.
What skills are essential for this role?
Strong analytical skills, knowledge of financial ratios, and effective communication.

Listing last updated

Credit Analyst

₹50,000–80,000 a month

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